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FAQ: The Buying Process |
FAQ: General |
General Questions
Foreigner
1. Can the Mexican Government confiscate my land?
2. How long can a foreigner reside in Mexico per year?
The Seller
7. If I decide to sell my property, can anyone buy it?
The Buyer
8. What are my rights as a buyer?
9. Can I own property in Mexico?
10. Can I own property near or in front of the ocean?
11. Do I need an FM-3 to buy property in Mexico?
12. If the buyer is a foreigner, is his interest limited in the balance of the 50-year period?
Finding the Ideal Property
Define your budget
13. How can I know the estimated closing costs and other expenses?
14. What kind of options for financing are available in Mexico?
15. What is the price expected for the different properties available in the Riviera Maya?
Include the closing costs on your budget
16. When buying or selling a property in Mexico, who pays the closing costs?
17. How much will my closing cost be?
Define if you need financing
18. Is there financing for foreigners in Mexico?
19. Can I use my own bank to carry the mortgage?
20. Is there a minimum down payment that is required if I was to use a Mexican bank?
Making the Offer
21. Does an Attorney need to review my offer to purchase?
22. When should I make an offer?
23. What does the offer include?
24. Does the offer to purchase include money?
25. What is Ernest money and how much is needed?
26. Who receives the Ernest money?
27. What is an Escrow Account?
28. How long do I have from the offer to purchase till the time to pay the price of the property?
29. What happen if I decide not to continue with the purchase after making the offer?
30. What is a reservation check on pre construction investments?
31. What other payments are needed on pre construction investments?
Making the Closing
Retaining legal counsel
32. Do I need always retain legal counsel?
33. Can I hire an Attorney from USA or I need to hire one in Mexico?
34. Who is a good Attorney to hire?
35. What are the fees of a Attorney?
Escrow account
36. What is an Escrow account?
37. Can I use an Escrow Company?
38. Do I always need an Escrow account?
39. Who can do this service for me in Mexico?
40. Do I need to tell the seller that I'm going to hire an Escrow account?
Contract
41. What is a Reservation Agreement?
42. What is a Purchase Contract?
43. What are other names for a Purchase Contract?
44. Who reviews this document?
46. Do we need a Notary Public for the signing of the Purchase Contract?
47. What items should this document contain?
Property documentation
48. What are all the steps/documents needed for a closing?
49. Who should be responsable in collecting these documents?
50. How do I know that all this documents are legally correct?
51. What happens if the owner don't have all the documents?
52. What's the appraised value of a property?
53. What's the assessed value of a property?
54. What's the difference between an Offer and a Purchase Sale?
55. Private title search Do I need title insurance?
56. What is a private title search?
57. Who can provide me this service?
58. What is the cost of this service?
59. Should I need to tell the seller that I'm doing private title search?
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